Our values

VALUE PROPOSAL

Our commitment is to reduce financial third party expenses to benefit from affordable financing for businesses obtaining more attractive profitability for our investors.

PRUDENCE

Although we aim to provide the best market’s profitability, our main objective is to preserve our investors’ capital throughout a careful analysis and risk follow up.

INDEPENDENCE

Howlett Capital is an independent company managed by finance professionals.

INNOVATION

We want to revolutionize savings and credits market through the development of a high end online loans market for investors and businesses.

GOOD QUALITY SERVICE

We understand that to acquire and keep clients we must provide our best service at all times. Our clients are not numbers or statistics but people.

EXPERIENCE & MARKET KNOWLEDGE

We understand that to acquire and keep clients we must provide our best service at all times. Our clients are not numbers or statistics but people.

TRADITIONAL BANKING PROBLEM

Traditional banking offers an insufficient credit system with high operational costs that prevent businesses from having access to agile financing to develop projects. This system is not built to support small and medium sized businesses because of its exhaustive bureaucratic processes, poor response time, lack of advocacy, and cumbersome requirements during key stages of the business transaction. These are several reasons why traditional banking, in many cases, is not the best option, as it offers low performance investment products and exhorbitant fees.

Moreover, traditional banking investment tools are unattractive for the new generation of business owners who are more sophisticated, do not fear risk, and have high performance expectations.

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Solution for the small and medium sized businesses

The digital revolution brought about many changes including the way the Costa Rican population performs commercial transactions. It is necessary that all financing tools evolve and adapt to the profiles the new generations have developed to enhance operations and boost local development.

It is important to build broader and more agile financial systems to satisfy immediate needs aiming to create a wide range of options adaptable to every person’s or business’s profile.

Debtors Advantages

Investors Advantages

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